European Insurance and Occupational Pensions Authority (EIOPA)

Which registers does EIOPA maintain, and how large are they?

Two registers, both refreshed weekly on Fridays, and both read live on 17 August 2026:

• Register of insurance undertakings: 11,962 entries
• Register of institutions for occupational retirement provision: 6,077 entries

There is deliberately no central register of insurance intermediaries. EIOPA hosts roughly thirty links to national registers instead, citing Article 3(4) of the Insurance Distribution Directive, and states it is still assessing the right long-term approach. To verify an intermediary, you go to the national authority: there is no EU-level lookup.

What does EIOPA publish, and how often?

EIOPA has the most predictable publication calendar of any authority in this set, because insurers depend on it monthly.

Risk-free interest rate term structures publish monthly, twelve releases a year. The full 2026 schedule was published in advance: 7 January, 4 February, 4 March, 8 April, 6 May, 3 June, 3 July, 5 August, 3 September, 5 October, 5 November, 3 December.

The symmetric adjustment of the equity capital charge publishes monthly, on the same dates. The July 2026 figure was published on 5 August 2026.

Insurance and occupational pensions risk dashboards publish quarterly. Both latest editions are dated 30 July 2026.

The Financial Stability Report publishes twice a year. The latest is dated 24 June 2026.

Insurance statistics publish quarterly and annually. Both were refreshed 5 August 2026, covering Q1 2026 and full-year 2025 respectively.

Can EIOPA fine an insurer?

No. Supervision and sanctioning of individual undertakings stays with national authorities: DNB in the Netherlands, BaFin in Germany, the FMA in Austria. EIOPA's tools are aimed at supervisors and at products: a breach of Union law procedure against a national authority, binding mediation between authorities in cross-border disagreements, and product intervention powers to restrict or prohibit the marketing of certain insurance-based investment products. The exception, as for the other two European supervisory authorities, is DORA. As a joint Lead Overseer it can impose periodic penalty payments directly on designated critical ICT third-party providers.

What changes for a small or non-complex undertaking?

The Solvency II review creates a formal category of small and non-complex undertaking, entered by notification rather than application. Qualifying undertakings automatically get proportionality measures across reporting, disclosure, governance, the frequency of policy revisions, technical provisions, the ORSA and liquidity risk management planning. They are also exempt from mandatory long-term climate scenario analysis and from external audit of the Solvency and Financial Condition Report, and are prioritised for reporting exemptions. Supervisors keep the power to withdraw individual measures where an undertaking's risk profile warrants it.